Cousin Group main logo w tag color

Houston Buying Simplified

Whether you’re buying your first home, relocating to Houston, upgrading for more space, or investing in a growing market, Cousin Group provides expert guidance and a tailored strategy for your goals.

Your home is more than a transaction—it's a wealth-building milestone.

Why Buyers Choose
Cousin Group?

The right home is more than a beautiful property. It must align with your lifestyle, long-term financial vision, and the way you want to live in Houston.

Loren Cousin Why Work with Cousin Group
Lorena signature blue

Cousin Group CEO

01

Expert navigation of financing and pre-approval

From first-time buyer programs to jumbo loans and investment lending.

02

Neighborhood and lifestyle matching

Schools, commute, amenities, rental potential—your priorities lead the search.

03

Strong, strategic offer writing & negotiation

Designed to protect you and increase your chances of winning the home.

04

Inspection & repair advocacy

We help evaluate issues, request repairs, and negotiate credits.

05

Trusted network

A trusted network of lenders, inspectors, contractors, and title partners.

06

Oversight of every detail

From contract to keys, so nothing gets missed.

07

Support after closing

Including homestead exemption reminders, vendor referrals, and investment-building guidance if you want to grow your portfolio.

The Buying Process

Average Timeline: 21–30 days from contract to closing.

Buyer Consultation

Clarify goals, budget, lifestyle preferences, and investment potential.

01

Get Pre-Approved

A reputable lender reviews credit, income, and assets to determine purchasing power.

02

Home Search

Tour properties that match your criteria—online and in person.

03

Make an Offer

Your Realtor prepares a strategic, competitive offer.

04

Under Contract

Earnest money & option fee are delivered. The home enters the due-diligence period.

05

Inspections

General and specialized inspections are scheduled.

06

Repair Negotiations

We request estimates, credits, or repairs to protect your investment.

07

Appraisal

Lender orders appraisal to confirm value. Insurance is secured.

08

Survey

Determines lot boundaries, easements, and improvements when required.

09

Closing Disclosure

You receive a detailed breakdown of all closing costs and funds needed.

10

Final Walkthrough

Ensure agreed repairs are complete and the property is ready.

11

Closing Day

Sign closing documents and receive your keys. Welcome home.

12

Upfront Costs

A breakdown of what you can expect to spend
Cousin Realty Isotipo
Earnest Money
~1% of purchase price
Cousin Realty Isotipo
Option Fee (5–10 days)
$150–$250
Cousin Realty Isotipo
Inspections
$400–$600+
Cousin Realty Isotipo
Appraisal
~$500
Cousin Realty Isotipo
Survey
$400–$600
Cousin Realty Isotipo
Closing Costs
2%–4% of purchase price
Cousin Realty Isotipo
Down Payment
0%–5% or more depending on loan
Lorena Cousin Houston Realtor 25
Ask About First-Time Buyer & Down Payment Programs

New Construction Representation

Builder representatives work for the builder—not the buyer.
When purchasing new construction, we:
  • Review contracts and upgrade pricing strategy
  • Recommend inspections at key stages
  • Verify timelines, warranties, and final walkthrough standards
  • Advocate for your best interests from reservation to closing
Having a Realtor costs you nothing extra and protects your investment.
Lorena Cousin Houston Realtor 12
Cousin Group main logo w tag whiteNgold
Powered by
Suge Realty Logo
401 Franklin St, Ste 2400-119, Houston, TX 77002
Marketing by:
Lobo&Co Logo V04 color 1